Archive for the ‘Buy home’ Category

Great Ocean Report – January 2018

Being January and the start of a new year, it is natural to be looking forward and trying to determine what may occur in the year ahead. Making forward predictions is fraught with danger, however in this Great Ocean Report we will help to identify some trends that will give us some likely indicators of what will occur in 2018 in the property markets.

We always say markets (plural) because, … Read the full post »

A new year beckons

As 2017 draws to a close we start to look forward into 2018 we can safely say that it is looking like an interesting year, but as a I look back on my columns from the previous two years I said exactly the same thing each year. They all looked interesting when looking forward from January. What will happen in 2018? Two things are certain. The first is that … Read the full post »

Who’s right

When you are thinking about making a major financial decision like upgrading or downsizing your home, buying an investment property or even buying your first home, you will often do research as to whether the timing is right to make such a move.

You will soon realise when you start your research that there are so many conflicting views on what the future holds, often in the same publications, that … Read the full post »

Great Ocean Report October 2017

As we move into the latter stages of 2017 there are some conflicting reports around the state of the property market and as usual, we will try and clearly explain what is happening.

It is an interesting market at present because we have seen media reports that auction clearance rates in Melbourne and Sydney (particularly Sydney) have dropped since the same time last year, hence this is seen as a … Read the full post »

Great Ocean Report – end of financial year roundup

The 2016/17 financial year saw a very active coastal market once again, buoyed by low interest rates and continued positive sentiment from the metropolitan property markets.

So let’s look at the performance of each of the towns during this period. As a reference, these sales are house sales, that is a free standing dwelling on its own title. We do not include land sales or units although freestanding dwellings with common … Read the full post »

Just Do It

The general reaction in most people to the words “financial planning” usually ranges between a combination of eyes glazing over and complete confusion as to where to start. Many are living week to week and as long as the bills get paid, life rolls on.

If you feel that you may be in this situation and you know you should be doing more than what you are to take control … Read the full post »

What to do when you don’t know what to do

What to do when you don’t know what to do

We all have to make decisions every day of our lives. We are all different in our ability to be decisive. Some are happy to “go with the flow” while others find it an anxiety ridden process where their fear of an incorrect decision leading to a negative outcome can almost be paralysing.

This can get amplified when it comes to … Read the full post »

Great Ocean Report – April 2017

At present there is a significant amount of property market commentary happening in the press. Topics such as housing affordability, negative gearing, capital gains discounts, housing bubbles, rental stress, APRA regulations, RBA policy and record prices are appearing daily in all forms of main stream media. As is usual with our reports, we will do our best to explain what’s actually happening.

The first thing you need to understand, and … Read the full post »

Selling in winter

We often get asked when is the best time to sell your property. Like anything in real estate there are no absolutes, it is a judgement made on the basis of probabilities of many factors. Winter is generally regarded as the low season for selling on the coast. This judgement is mainly made on the decreased foot traffic that the coast experiences at this time of year. Interestingly in the … Read the full post »

What is a housing bubble?

Recently, almost on a daily basis, we have been seeing property market commentary from “experts”, mostly economists warning of “Australia’s housing bubble”. Most people understand the concept but I thought I would clarify what it is and what it is they are concerned about.

According to Wikipedia, “a property or housing bubble is a form of economic bubble normally characterised by a rapid increase in market prices of real property … Read the full post »

« Previous Entries

Next Entries »